Please read this agreement carefully before using recurring payments to pay for the platform. By using recurring payments, you agree to the terms of this agreement. If you do not agree to the terms of this agreement, do not use recurring payments.
Agreement on providing users with the ability to pay for postmypost.io internet service through regular automatic money transfers (the "Recurring Charges" Service).
Provider Individual Entrepreneur Nikiforov Alexander Viktorovich offers Users to use the "Recurring Charges" Service and enter into this agreement (hereinafter — the Agreement), which is an addendum to the subscription agreement (offer) concluded with the user, available at: https://postmypost.io/en/terms-of-use/
The User unconditionally agrees to this Service Usage Agreement by performing conclusive actions to connect the "Recurring Charges" Service at the moment the User accepts this Service Usage Agreement and performs actions to activate the "Recurring Charges" Service.
1. Terms and Definitions
Recurring payment — a type of bank payment that implies automatic debit of funds from a bank card without any action required from the cardholder for services, goods or information received.
Bank card — a debit or credit card issued by the Issuing Bank, which is a non-cash payment instrument intended for the Cardholder to conduct transactions with funds held in the Cardholder's bank accounts at the Issuing Bank, or with funds provided on credit by the Issuing Bank to the Cardholder in accordance with the legislation of the Russian Federation, as well as the bank account agreement, or within the established limit, in accordance with the terms of the credit agreement between the Issuing Bank and the Cardholder, provided that such debit or credit card may be used by the Cardholder to pay for the Provider's Services.
Acquiring Bank — the bank providing settlement of funds between the card issuing bank and the online store — Joint-Stock Company Commercial Bank "Modulbank" (JSC CB "Modulbank"). Legal and postal address: 156005, Kostroma Region, Kostroma, Oktyabrskaya Square, 1, OGRN 1022200525841, INN 2204000595, KPP 440101001; correspondent account 30101810800000000751 at the Kostroma Branch of the Main Directorate of the Central Bank of the Russian Federation for the Central Federal District (Kostroma Branch), BIC 043469751.
Issuing Bank — the bank that issued the card to the payer and opened an account for settlements with the bank card; in the event of a positive response to a purchase request from the acquiring bank, the issuing bank guarantees the debit of funds from the card account and the transfer of funds to the payment system to reimburse the acquiring bank.
Cardholder — an individual who instructs the Issuing Bank to transfer funds from the Bank Card on behalf of the User in favor of Individual Entrepreneur Nikiforov Alexander Viktorovich using the "Recurring Charges" Service.
Agreement — a bilateral agreement concluded between the User and the Provider, under the terms of which the Provider undertakes to provide the User with the Service, and the latter undertakes to pay for it.
Request — an information message sent by the Bank to the Issuing Bank to transfer funds from the Bank Card in favor of the Provider.
Service — the Provider's provision of administration and management services for informational materials using the postmypost.io internet service according to the Service tariffs available at: https://postmypost.io/en/prices/
User — an individual who has entered into an Agreement with the Provider.
Provider's Details:
IE Nikiforov Alexander Viktorovich.
OGRNIP 319420500019953.
INN 421709879080
User's Acceptance — the User's unconditional agreement to the terms of this Agreement.
Provider's Website — the website located on the Internet at: https://postmypost.io/. Payment for the Provider's Services under this Agreement is possible with Bank Cards of the VISA International, Master Card International, and MIR payment systems registered in accordance with the current legislation of the Russian Federation. The possibility of using specific card types is determined by the Issuing Bank.
2. General Provisions
2.1. This Agreement is an agreement between the User and the Provider governing the conditions for the User's use of the "Recurring Charges" Service. A User who has not accepted this Agreement has no right to use the "Recurring Charges" Service.
2.2. The User hereby expresses consent to the use of electronic means of communication for the purpose of concluding agreements, making payments, placing orders and creating other records, as well as for the electronic delivery of notices, governing documents and data on operations initiated or completed through the Provider's website.
2.3. All payments by Bank Card provided for in this Agreement are made in Russian rubles.
2.4. The direct debit of funds is carried out by the Issuing Bank. The request to debit funds to the Issuing Bank is transmitted by JSC CB "Modulbank" (hereinafter also the "Acquiring Bank") under the agreement concluded with the Provider.
2.5. The Provider does not store or process the User's Bank Card data and solely ensures that requests are sent to the Acquiring Bank for the next operation to debit funds from the bank account of the User opened at the Bank to which the User's Bank Card is linked.
2.6. The Provider under no circumstances guarantees the possibility of performing debit operations from the User's bank account via the Client's Bank Card, leaving the resolution of these issues to the Acquiring Bank and the Issuing Bank.
2.7. The User warrants that they are the holder of the Bank Card whose details are entered consciously, correctly and completely when activating (connecting) the "Recurring Charges" Service.
3. Description of the "Recurring Charges" Service and Method of Activation
3.1. The "Recurring Charges" Service allows the User to pay for the Provider's Services under the Agreement through regular automatic transfers of funds in favor of the Provider from Bank Cards.
3.2. Activation (connection) of the "Recurring Charges" Service requires the following actions:
— In the "Personal Account", the User selects the "Tariffs and payment" section.
— Clicks the "Buy" button on the tariff they need to pay for, or the "Renew" button to renew the current tariff.
— Selects the "Russian payment system" option.
— Checks the "Remember payment method" checkbox.
3.3. The "Recurring Charges" Service is connected only for the Bank Card registered by the Cardholder.
3.4. Bank Card registration: the cardholder is redirected to the Acquiring Bank's payment processing website and enters their Bank Card details on the corresponding payment data entry web page.
4. Operation of the "Recurring Charges" Service
4.1. After connecting the "Recurring Charges" Service, funds will be transferred from the Bank Card at the times and in the amounts necessary for the proper fulfillment of the User's obligations under the Agreement.
4.2. At any one time, the User may have the "Recurring Charges" Service activated (connected) for only one Bank Card of the Visa (Visa Inc.), MasterCard, Maestro (MasterCard International Inc.) or MIR payment system.
4.3. Performing the actions provided for in clause 3.2 of the Agreement is recognized as an analogue of the User's handwritten signature.
4.4. Connection of the "Recurring Charges" Service, in the manner provided for in this Service Usage Agreement, is carried out only if the Provider, Processing Center, Bank, and Issuing Bank have the technical capability. The Provider, Processing Center, and Bank are not responsible for the inability to connect the "Recurring Charges" Service.
4.5. The term of acceptance of the Agreement's conditions is unlimited and remains in effect until the termination of this Agreement under the conditions described herein.
4.6. Completion of the first payment and successful registration of the Bank Card in the Personal Account signify the User's acceptance of the terms of this Agreement. By activating the "Recurring Charges" Service, the User:
4.6.1. Confirms consent to the periodic debit of funds from the Bank Card account in the amount of invoices issued by the Provider, starting from the moment of activation of the "Recurring Charges" Service until the moment of deactivation (disconnection) of the service in accordance with this Agreement.
4.6.2. Grants the right to the Processing Center and the Bank to store, collect, and process personal data (last name, first name, patronymic, passport series and number, place and date of birth, bank account number and Bank Card number) for the purpose of implementing this Agreement.
4.6.3. The User consents to the payment for Services in accordance with the terms of the Agreement.
5. Disconnection of the "Recurring Charges" Service
5.1. Disconnection (refusal) of the User from the "Recurring Charges" Service occurs as follows:
— In the "Personal Account", the User selects the "Tariffs and payment" section.
— Clicks the delete button in the form of a "Trash" icon next to the saved card from which recurring charges are made. In this case, funds transferred from the Bank Card before the User's disconnection (refusal) from the "Recurring Charges" Service for the Services are not refunded to the User.
5.2. In the event of insufficient funds in the Bank Card account to complete the transfer, the Provider has the right to repeat the request to debit funds from the Bank Card.
6. Rights and Obligations of the Parties
6.1. The User undertakes to:
6.1.1. Comply with the terms of this Agreement.
6.1.2. Timely notify the Provider of changes to their Personal Data.
6.1.3. Ensure the provision of accurate data when using the "Recurring Charges" Service.
6.1.4. In the event of loss (replacement) of the Bank Card, immediately (within no later than 3 days from the day of loss) notify the Provider thereof in order to stop the service of account replenishment using the details of the lost Bank Card, as well as to provide the details of the new bank card.
6.1.5. When using the Service, not to transfer information about the Bank Card number and other information that allows access to the Personal Account to any third parties. All risks associated with the possible intentional use of the above information by third parties are borne by the User independently.
6.1.6. The User undertakes to ensure the availability of the necessary and sufficient amount of funds in the Bank Card account connected to the "Recurring Charges" Service on the date preceding the moment of calculating the Payment amount, and to independently monitor the validity period and timely reissuance and replacement of said Bank Card.
6.2. Rights and obligations of the Provider:
6.2.1. The Provider undertakes to provide the User with the ability to use the "Recurring Charges" Service for the User to make payments in favor of the Provider.
6.2.2. To ensure round-the-clock operation of the Service with technological breaks.
6.2.3. The Provider has the right to make changes to this Service Usage Agreement, having notified the User in advance by any available means, including by sending a message to the email address specified by the User in the Agreement, or by posting information on the Provider's Website.
7. Liability of the Parties
7.1. The Provider, Processing Center, and Bank shall not be liable for the inoperability and/or temporary inoperability of the "Recurring Charges" service. The User independently monitors the fulfillment of their payment obligation under the Agreement. In the event of inoperability and/or temporary inoperability of the "Recurring Charges" service, the User is obligated to use other methods of fulfilling obligations under the Agreement.
7.2. The Provider's liability to the User under this Agreement is limited to the amount of funds credited using the "Recurring Charges" service to the Provider's account for payment of services under the Agreement.
8. Refunds
8.1. Refunds are made in the following cases:
8.1.1. If funds were debited after the User cancelled recurring payments.
8.1.2. If services have not been provided/goods have not been delivered by the Provider.
8.2. Refunds are made within 10 business days after receipt of the User's refund application.
9. Restrictions on Using the "Recurring Charges" Service
9.1. No more than 15,000 rubles per transaction may be transferred from a single bank card.
9.2. No more than 1 transfer per week may be made from a single bank card.